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How to use a budget planner | Budget Planner | Margaret Paige

How To Use A Budget Planner

How to use a Budget Planner from May Designs | Margaret Paige

How to use a Budget Planner from May Designs | Margaret Paige

How to use a Budget Planner from May Designs | Margaret Paige

This post has been a long time coming! I have shared my Budget Planner multiple times on Instagram & via Instagram Stories. Being in my 20’s, budgeting can be tough, so I today I’m sharing how to use a budget planner.

I purchased my planner from May Designs. I’m a big fan of gifting their notebooks and I personally use their gratitude journal and fitness journal as well. You can customize not only the design on the front, but add your initials, name, monogram or a title. It’s very personalized. Here is how I budget.

How To Use A Budget Planner Monthly:

How do use a budget planner | Monthly Budget Page of budget planner | Margaret Paige

How do use a budget planner | Monthly Budget Page of budget planner | Margaret Paige

How do use a budget planner | Monthly Budget Page of budget planner | Margaret Paige

At the end of each month, I plan for the next. I write in my goals, extra expenses (ex: oil change for car, haircut, etc.) and then monthly expenses I know about. I get paid twice a month, so I like to “divide” the second page. I listed off a few examples above. Dividing it helps me pay each section at once. After I get paid each time, I get on the computer and go through the list, making sure I check off each box.

How To Use a Budget Planner Weekly:

How to use a budget planner | Weekly Expenses on Budget Planner | Margaret Paige

How to use a budget planner | Weekly Expenses on Budget Planner | Margaret Paige

After figuring out my monthly budget, I dive into weekly. Each month I go through my bank statements and fill in these sections. I could allot for a certain amount via each section, but I generally am good about keeping each the same. I like filling these in during or at the end of the month so I can see if I increased/decreased and what I need to plan for. This also shows me how much trips to see friends REALLY cost and little things like increases in gas prices I can account for. I think this particular planner has JUST the right sections, too.

The main thing this planner has helped me with is paying each of my bills in sections. This way nothing gets paid late and I know how much I can spend after paying everything. It’s also easy to carry and always fits in my purse!

What kind of planner do you use? What financial tips or advice can you share with me?

Happy Wednesday!

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10 Comments

  • Reply Taylor Monaco

    This is such a great post, so inspirational. Thank you!!

    January 25, 2017 at 4:25 pm
  • Reply Ana

    This is so cute and looks like such a great investment! I need this in my life! <3

    January 25, 2017 at 4:56 pm
  • Reply celeste

    I have been wanting to do this since my husband started his new job. I love the planner you feature. I think I am going to buy it and start this budgeting adventure.

    Warmly,
    Celeste | ohhelloceleste.com

    January 25, 2017 at 6:01 pm
    • Reply mpronspies

      So happy you like it! Best of luck!

      January 27, 2017 at 2:08 am
  • Reply Christelle

    Adorable planner! Great tips! So needed in my life :)C

    January 25, 2017 at 8:30 pm
  • Reply Rachel

    I’ve needed something like this for a LONG time. Thank you!

    January 26, 2017 at 2:25 am
  • Reply Jessica Bradshaw (@loveyoumoretoo)

    I love the design on this. So pretty! What a great idea. When my husband and I first got married, I kept EVERYTHING I spent on an EXCEL document and made charts and stuff. It was a great way to stay organized and on top of my budget. This is much cuter and more fun!

    January 26, 2017 at 3:32 am
    • Reply mpronspies

      I started with an Excel doc too!! I still have one but find this is WAY better to take with me everywhere!

      January 27, 2017 at 2:09 am
  • Reply Abby Fereday

    I totally need to start using one of these. Thanks for recommending!

    January 26, 2017 at 4:44 am
  • Reply Angelica

    This post is a lifesaver!! I never tried budgeting, because I thought it was complicated and time consuming, but I see now that it is super easy and I might actually have fun doing it. Thank you for this!

    January 26, 2017 at 5:41 pm
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